Jeanne Caldwell's Blog

Posted on 08/09/2020
Jumbo Loans: How Conforming Loan Limit Increase Affects the Jumbo Market
Image by Arek Socha from Pixabay If you bought a house that was over $484,350 prior to 2020, you had to get a jumbo loan, which is a non-conforming loan. The Federal Housing Finance Agency (FHFA) increased the limit on conforming loans to $510,400 in most areas. The FHFA also increased the loan limit to $765,600 in some...
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Posted on 08/08/2020
Another Property Sold - 1318 Ponte Vedra Blvd, Ponte Vedra Beach, FL 32082
1.86 ACRES FOR 649K on Ponte Vedra Blvd. Best lot setting and the best value. Gorgeous sunsets, and close proximity to every convenience in A++ Ponte Vedra Beach school zones. Build a Ponte Vedra Beach estate home, hear the breaking waves of the Atlantic Ocean, AND see Lake Ponte Vedra with access for kayaking, fishing, shrimping, AND enjoying the peaceful privacy of Nature Preserve living? This nearly two acre gorgeous Estate Lot has been cleared of the previous home and is ready for new construction. Impact Fee Credit for the previous 3300 sq foot home equals an estimated $20,000+/-, savings! Existing artesian well. 100x700 (see...
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Posted on 08/02/2020
Mailbox Rules to Remember
Photo by Lee via Pixabay Putting a new mailbox up? Be sure to follow the official guidance from the U.S. Postal Service.® Here are a few rules, tips, and suggestions to make your mail carrier's day a little smoother. Putting Up a New Mailbox USPS-approved mailboxes have Postmaster General (PMG) approval labels. Have your post office approve your...
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Posted on 07/30/2020
Another Property Sold - 600 Ponte Vedra Blvd #411, Ponte Vedra Beach, FL 32082
Rare Availability and the Only Unit for sale in MLS of the 48 Unit Carlyle right now! So if you JUST ADORE A PENTHOUSE VIEW! It's time for the ONE, AND ONLY, THE Original 411...The Carlyle's BEST views. See both the OCEAN and POOL. 4th floor, SE Corner unit! The priceless art of the ocean itself showcases the windows of every room in this 1825 sq ft beauty. Enjoy the Sunrises from the Oceanside Balcony. Gated Courtyard for plenty of guest parking & Secured front entry doors. Gated, covered, underground parking with side by side assigned parking spaces, & secured garage door entry. Personal, secured, storage area, on-site...
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Posted on 07/26/2020
Make the Most of Your Backyard
Photo by Andy Giraud via Pixabay You just bought the perfect house – or you’re ready to make an offer on the perfect home – but the backyard leaves something to be desired. Sure, it has a pool and a hot tub, but the rest of it leaves you wanting more. Convert your backyard into an ultimate party...
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Posted on 07/19/2020
Home Buying Journey: Start with Your Loan
Photo by Nattanan Kanchanaprat via Pixabay If you’re in the market to purchase a home, it can be a confusing process. Interest rates, types of loans and what may apply to you can all sound like a foreign language. It’s always best to have some background knowledge before going to see a mortgage broker to make sure you’re...
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Posted on 07/15/2020
Another Property Sold - 1194 Ponte Vedra Blvd, Ponte Vedra Beach, FL 32082
New Pricing, Lowest Interest Rates Ever...the time is now if The Dream is a Ponte Vedra Beach Modern-Farmhouse with the rustic-chic design elements seen on popular home shows. Interior details include Heart Pine floors, a focal fireplace with exposed brick, and Thermidor appliances. Exterior offers low maintenance modern farmhouse features like board-and-batten design Hardie siding, Trex decking, and a classic metal roof. Close proximity to all the surrounding treasures of Ponte Vedra Beach. Overlooking the Guana Preserve and Lake Ponte Vedra. There is only one 1194 Ponte Vedra Blvd. with the warmth, and style of the 1948 original Ponte...
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Posted on 07/12/2020
Should Interest Rates Influence When You Buy?
Photo by Doubletree Studio via Shutterstock Interest rates rise in correlation to inflation and other economic activity. When that happens, it can increase housing costs. But the question is, should it prompt you to buy sooner than you’re ready? The Right Time Is Now In real estate, the right time is always now for someone. Is it the...
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Posted on 07/09/2020
6334 Kimberly Ln, Jacksonville, FL 32210 is now new to the market!
EARN WHILE YOU DEVELOP! This is a great project for a seasoned developer or someone new to the industry. There are 6 existing townhouses that are currently rented, providing income, and have historically stayed 100% occupied. These 6 townhouse may provide an income source while developing an additional 16 units (see the attached development plan). Two of the existing townhouses consist of 3 bedrooms and 2.5 bathrooms, while the remaining 4 townhouses consist 2 bedrooms and 2.5 bathrooms. The properties are currently professionally managed and management is willing to stay in place or you take over management yourself. This project lends...
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Posted on 07/07/2020
HOA Concerns? Consider Your Options
Photo by Romakoma via Shutterstock Many modern housing developments share areas such as parks, pools and playgrounds. When this is the case, they need a homeowner’s association to tend to the needs of the common areas. The same is true for condominium complexes and townhome communities. Since hallways, elevators and the outsides of buildings require shared maintenance, the...
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Posted on 06/28/2020
Protecting your Valuables While Showing your Home
Image by Pexels from Pixabay When you list your home for sale, you will have people you don't know exploring the property -- and while real estate agents will supervise them, you will still have extra foot traffic in your home. You can work with your listing agent to ensure that visiting buyers are properly vetted (new listings...
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Posted on 06/21/2020
Increase Living Space with Bench Footing
Photo by Tierra Mallorca on Unsplash When buying an older home, you might wonder how to get more livable space out of that low-ceiling basement. There are two ways to gain height: raise the foundation or lower the floor. Raising the foundation requires lifting the entire home off its current foundation, building a new foundation, and resettling the...
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